Find out how much home you can afford and take the first step toward owning your dream home! With our easy-to-use tools, you’ll get a personalized estimate of what fits your budget. Whether you’re a first-time buyer or looking to upgrade, knowing your financial range empowers you to make confident decisions. Let us guide you through the process, so you can shop for homes with clarity and peace of mind.
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.