August 23, 2024
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How Much House Can You Afford? Let’s Find Out! 💵

One of the first questions to ask when buying a home is, “How much house can I afford?” This depends on a few key factors: your income, your debts, your credit score, and your down payment.

 

A good rule of thumb is to keep your monthly housing costs (including mortgage, taxes, and insurance) at or below 28% of your gross monthly income. You’ll also want to consider other monthly debts, like car payments and student loans.

 

Using a mortgage calculator can give you a rough estimate, but for a more precise number, it’s best to speak with a mortgage broker. They’ll help you understand your budget and find a loan that fits your needs.

 
At GM Brokerage, we offer free home estimator! Visit our Website and Business Page for more!

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