Terms Of Use
GM Brokerage Terms of Use
Effective Date: September 9, 2026
Welcome to the GM Brokerage website. These Terms of Use explain the rules that apply when you visit https://gmbrokerage.com, submit a form, communicate with us, or use any information, tools, or services available through our website.
By using this website, you agree to these Terms of Use. If you do not agree, please do not use the website.
1. About GM Brokerage
GM Brokerage provides mortgage brokerage services and general educational information related to home purchases, refinancing, home equity, and investment property financing.
GM Brokerage
NMLS #2228453
150 N Grand Ave, Suite 208
West Covina, CA 91791
Phone: (626) 346-7177
Email: info@gmbrokerage.com
Mortgage products and services are offered only in states where GM Brokerage and its mortgage professionals are properly licensed or otherwise authorized to conduct business.
2. Informational Purposes Only
Information provided on this website is for general educational and informational purposes only. It is not financial, tax, accounting, investment, or legal advice.
Every borrower and property is different. Mortgage programs, interest rates, payments, fees, qualification requirements, and availability may change without notice and may vary based on the borrower, property, lender, loan program, and applicable law.
You should consult qualified financial, tax, legal, or other professionals regarding your individual circumstances.
3. No Commitment to Lend
Nothing on this website is a commitment to lend, an approval, a preapproval, or a guarantee that financing will be available.
All loans are subject to lender guidelines, borrower qualification, credit approval, income and asset verification when applicable, acceptable property conditions, appraisal requirements, title review, insurance requirements, and other underwriting conditions.
Submitting a form, scheduling a consultation, receiving an estimate, or communicating with GM Brokerage does not guarantee approval or establish a lender-borrower relationship.
4. Estimates, Calculators, and Examples
Any mortgage calculations, estimated payments, rates, savings, equity amounts, loan amounts, or other examples shown on this website are provided for illustration only.
Actual terms may be different. Estimates may not include every applicable cost, such as taxes, insurance, mortgage insurance, homeowners association dues, lender fees, third-party fees, or changes in interest rates.
You should request and review official loan disclosures before making a financial decision.
5. Website Forms and Information You Provide
When you submit information through this website, you agree to provide information that is accurate and belongs to you.
You must not submit another person’s contact, financial, or personal information without proper authorization.
Submitting a website form allows GM Brokerage to contact you regarding your inquiry through the contact methods you provide, subject to applicable law and any consent choices presented on the form.
6. Email Communications
If you provide your email address, GM Brokerage may send information connected to your inquiry, requested services, appointments, mortgage education, or other communications you have agreed to receive.
Marketing emails will include an unsubscribe option when required. You may unsubscribe from marketing emails at any time. We may still send nonmarketing messages related to an active inquiry, application, transaction, or legal obligation.
7. Text Messaging Terms
Optional Marketing Consent
When you voluntarily select an optional SMS marketing checkbox on a GM Brokerage form, you consent to receive marketing and informational text messages from GM Brokerage at the telephone number you provided.
Messages may include:
Mortgage and home-buying tips
Loan-program information
Homeowner and home-equity information
Appointment invitations and reminders
Follow-up messages
Occasional promotional offers
Your consent to receive marketing text messages is not a condition of purchasing any goods or services. An optional marketing-consent checkbox will not be preselected.
Message Frequency and Charges
Message frequency varies. Message and data rates may apply depending on your mobile carrier and service plan.
Carriers are not responsible for delayed or undelivered messages.
Opting Out and Getting Help
Reply STOP to any marketing text message to unsubscribe. After you submit an opt-out request, you may receive one final message confirming your request.
Reply HELP for assistance, call (626) 346-7177, or email info@gmbrokerage.com.
Transactional Communications
If permitted by applicable law, GM Brokerage may send nonmarketing communications related to a requested consultation, active inquiry, application, transaction, appointment, account, or customer-service matter.
Opting out of marketing messages does not prevent GM Brokerage from sending legally permitted nonmarketing communications when necessary.
Mobile Information and Consent
Mobile information, telephone numbers, text-messaging opt-in data, and text-messaging consent will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes.
We may share information with service providers that help us deliver messages or operate our business, but only as reasonably necessary to provide those services and subject to appropriate confidentiality and data-protection requirements.
8. Privacy
Your use of this website is also governed by the GM Brokerage Privacy Policy:
https://gmbrokerage.com/
Please review the Privacy Policy to understand how we collect, use, protect, and disclose personal information.
9. Third-Party Services and Links
This website may contain links to third-party websites, lenders, application platforms, scheduling systems, service providers, or other resources.
GM Brokerage does not control every third-party website and is not responsible for its content, availability, security, accuracy, privacy practices, or terms.
A link does not automatically mean GM Brokerage endorses or guarantees the third party or its services. You should review the third party’s policies before providing personal or financial information.
10. Intellectual Property
Unless otherwise stated, the content on this website—including text, graphics, logos, videos, designs, downloads, and other materials—is owned by or licensed to GM Brokerage and is protected by applicable intellectual-property laws.
You may view and use the website for personal, noncommercial purposes. You may not copy, reproduce, republish, distribute, sell, modify, or commercially exploit website content without prior written permission from GM Brokerage.
11. Acceptable Use
You agree not to:
Use the website for unlawful, fraudulent, or harmful purposes
Attempt to gain unauthorized access to the website or its systems
Introduce viruses, malicious code, or other harmful technology
Interfere with the website’s operation or security
Scrape, harvest, or collect information without authorization
Impersonate another person or misrepresent your identity
Submit false, misleading, or unauthorized information
GM Brokerage may restrict or terminate access when it reasonably believes these Terms have been violated.
12. Website Availability and Accuracy
We make reasonable efforts to maintain accurate and useful information, but we do not guarantee that the website will always be available, secure, complete, current, or error-free.
Website content may be corrected, changed, suspended, or removed without notice.
13. Disclaimer of Warranties
To the extent permitted by law, this website and its content are provided “as is” and “as available,” without warranties of any kind, whether express or implied.
GM Brokerage does not guarantee any particular financial result, loan approval, interest rate, closing date, savings amount, property value, or investment outcome.
14. Limitation of Liability
To the extent permitted by law, GM Brokerage and its owners, employees, contractors, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages resulting from your use of—or inability to use—this website.
Nothing in these Terms limits any right or liability that cannot legally be limited or excluded.
15. Equal Housing Opportunity
GM Brokerage supports equal housing opportunity and does not discriminate in providing mortgage services based on any characteristic protected by applicable federal, state, or local law.
16. Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles, except where federal law or another applicable law controls.
17. Changes to These Terms
GM Brokerage may update these Terms periodically to reflect changes in its services, business practices, technology, or legal requirements.
When changes are made, the effective date at the top of this page will be updated. Your continued use of the website after revised Terms are posted constitutes acceptance of the updated Terms.
18. Severability
If any part of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in effect.
19. Contact Us
If you have questions about these Terms of Use or GM Brokerage’s messaging practices, contact:
GM Brokerage
150 N Grand Ave, Suite 208
West Covina, CA 91791
Phone: (626) 346-7177
Email: info@gmbrokerage.com
Website: https://gmbrokerage.com
GM Brokerage NMLS #2228453 | Equal Housing Opportunity