Jumbo Loans With 10% Down -

JUMBO LOANS WITH 10% DOWN IS AVAILABLE !

Jumbo Loans With 10% Down is an online lending platform that provides affordable financing solutions for home buyers, specializing in jumbo loans with flexible terms. With over a decade of experience, we have a deep understanding of the mortgage industry and are committed to helping buyers who may not fit the traditional jumbo loan mold.

Most jumbo lenders require a 20% down payment and flawless credit. If you fall just outside their strict guidelines, you’re likely to face rejection. To broaden the scope of who can qualify, GM Brokerage has built a network of lenders that allows borrowers to qualify with a lower down payment and a broader range of FICO scores, all while keeping highly competitive rates.

BIG BANK TURN-DOWN JUMBO LOAN

A big bank turn-down jumbo loan is a specialized type of jumbo loan designed for borrowers who may not meet the rigid standards of traditional lenders. Whether you need a significant loan to purchase a home and don’t have the cash for a large down payment or face challenges due to fluctuating income, this loan is a flexible option. These loans are considered non-qualified mortgages (Non-QM), meaning they don’t adhere to the Consumer Financial Protection Bureau’s standards for qualified mortgages.

This alternative financing solution can also include asset-based mortgages for high-asset borrowers and self-employed home loans for those with unique income structures. Created to serve buyers who don’t qualify for Freddie Mac or Fannie Mae loans, big bank turn-down jumbo loans have less stringent requirements. While a solid credit score and stable income are still necessary, they are more forgiving of factors like fluctuating cash flow or debts, such as student loans.

MINIMUM 10% DOWN PAYMENT (DEPENDING ON PROPERTY TYPE AND LOAN).
RESPECTABLE CREDIT SCORE, THOUGH IT DOESN'T NEED TO BE PERFECT.
PROOF OF STEADY INCOME OR ASSETS FOR NON-TRADITIONAL BORROWERS.
FINANCIAL DOCUMENTATION, INCLUDING BANK STATEMENTS AND TAX RETURNS.
FOR SELF-EMPLOYED BORROWERS, BUSINESS DOCUMENTATION AND ADDITIONAL INCOME VERIFICATION.

KEY BENEFITS

AVAILABLE FOR PRIMARY AND SECOND HOMES:

We offer jumbo loans with as little as 10% down, making it easier to purchase your dream home or vacation property without the typical 20% down requirement.

LOWER DOWN PAYMENTS

Unlike traditional jumbo lenders, we only require 10% down, helping you keep more cash on hand for other investments or expenses.

IDEAL FOR BORROWERS WITH VARIABLE INCOME

Our loans accommodate self-employed borrowers or those with fluctuating income through options like asset-based mortgages and alternative income verification.

ACCESS TO CASH-OUT OPTIONS Easily tap into your home’s equity for renovations, investments, or financial needs through our cash-out refinancing options.

Easily tap into your home’s equity for renovations, investments, or financial needs through our cash-out refinancing options.

DESIGNED FOR BORROWERS REJECTED BY BIG BANKS

Our jumbo loans are perfect for individuals who have been turned down by traditional lenders due to stricter guidelines.